MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Home Floor Plans

ManufacturedMH Advantage

Estates Series / The Anastasia

Built by: Southern Estates
3
2
1531 ft²
28'0" x 56'0"
The Anastasia
ManufacturedMH Advantage

Freedom / 3260334

Built by: ScotBilt Homes
3
2
1780 ft²
32'0" x 64'0"
Freedom 3260334
ManufacturedMH Advantage

Freedom / 2876339

Built by: ScotBilt Homes
4
2
1976 ft²
28'0" x 80'0"
Freedom 2876339
ManufacturedMH Advantage

Legend / 3276340

Built by: ScotBilt Homes
4
2
2254 ft²
32'0" x 80'0"
Legend 3276340
ManufacturedMH Advantage

Freedom / 2860333

Built by: ScotBilt Homes
3
2
1560 ft²
28'0" x 64'0"
Freedom 2860333
ManufacturedMH Advantage

Home Run / 2848229

Built by: ScotBilt Homes
3
2
1248 ft²
28'0" x 52'0"
2848229
ManufacturedMH Advantage

Home Run / 2868212

Built by: ScotBilt Homes
4
2
1760 ft²
28'0" x 72'0"
2868212
ManufacturedMH Advantage

Home Run / 2856215

Built by: ScotBilt Homes
3
2
1456 ft²
28'0" x 60'0"
2856215
ManufacturedMH Advantage

Grand Slam / 2852321

Built by: ScotBilt Homes
3
2
1352 ft²
28'0" x 56'0"
2852321
ManufacturedMH Advantage

Grand Slam / 2456341

Built by: ScotBilt Homes
3
2
1260 ft²
24'0" x 60'0"
2456341
ManufacturedMH Advantage

Grand Slam / 2862306

Built by: ScotBilt Homes
4
2
1612 ft²
28'0" x 66'0"
2862306
ManufacturedModularMH Advantage

Hybrid / HYB3284-204 (NOW 3284-2011)

Built by: Sunshine Homes
4
2
2400 ft²
32'0" x 84'0"
***FLOOR PLANS, FEATURES, & SPECIFICATIONS HAVE BEEN REVISED AND AS A RESULT DECOR, OPTIONS & MATERIALS SHOWN IN THE IMAGE...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Bourgeois Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.