MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Home Floor Plans

ManufacturedMH Advantage

Home Run / 2876322

Built by: ScotBilt Homes
4
2
1976 ft²
28'0" x 80'0"
2876322
ManufacturedMH Advantage

Grand Slam / 2876271

Built by: ScotBilt Homes
4
2
1776 ft²
28'0" x 80'0"
2876271
ManufacturedMH Advantage

American Farm House / The Emma Jean

Built by: Buccaneer Homes
4
3
2160 ft²
32'0" x 72'0"
The Emma Jean - 73AFH32724AH
ManufacturedMH Advantage

Freedom / 2856004

Built by: ScotBilt Homes
3
2
1456 ft²
28'0" x 60'0"
Freedom 2856004
ManufacturedMH Advantage

Freedom / 3266252

Built by: ScotBilt Homes
4
2
1958 ft²
32'0" x 70'0"
Freedom 3266252
ManufacturedMH Advantage

Estates Series / The Charlie

Built by: Southern Estates
3
2
2089 ft²
32'0" x 70'0"
The Charlie
ManufacturedMH Advantage

Estates Series / The Kenedy

Built by: Southern Estates
3
2
1800 ft²
32'0" x 60'0"
The Kenedy
ManufacturedMH Advantage

Estates Series / The Zoey

Built by: Southern Estates
3
2
1531 ft²
28'0" x 56'0"
The Zoey
ManufacturedMH Advantage

ScotBilt Special / 3266238

Built by: ScotBilt Homes
4
2
1958 ft²
32'0" x 70'0"
ScotBilt Special 3266238
ManufacturedMH Advantage

Legend / 3260163

Built by: ScotBilt Homes
4
2
1780 ft²
32'0" x 64'0"
Legend 3260163
ManufacturedMH Advantage

Legend / 2876035

Built by: ScotBilt Homes
4
2
1976 ft²
28'0" x 80'0"
Legend 2876035 - Optional 5 beds 3 baths
ManufacturedMH Advantage

Legend / 2852031

Built by: ScotBilt Homes
3
2
1352 ft²
28'0" x 56'0"
Legend 2852031

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Bourgeois Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.