MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Home Floor Plans

MH AdvantageManufacturedFeatured

Estates Series / The Abigail

Built by: Southern Estates
3
2
1731 ft²
32'0" x 58'0"
Estates Series The Abigail
MH AdvantageManufacturedFeatured

Estates Series / The Baylee

Built by: Southern Estates
4
2
2280 ft²
32'0" x 76'0"
The Baylee
ManufacturedMH Advantage

American Farm House / The Lulamae

Built by: Buccaneer Homes
3
2
1832 ft²
32'0" x 70'0"
B6041AFHA - Quality built value oriented home features wrap around covered porch with access to spacious living room and k...
ManufacturedMH Advantage

Freedom / 3266398

Built by: ScotBilt Homes
3
2
1999 ft²
32'0" x 70'0"
3266398
ManufacturedMH Advantage

Freedom / 3276241

Built by: ScotBilt Homes
4
2
2255 ft²
32'0" x 80'0"
Skillfully designed and beautiful estate sized home, ideal for today’s family dynamic, features large living room, spaciou...
MH AdvantageManufactured

Estates Series / The Addison

Built by: Southern Estates
3
2
2280 ft²
32'0" x 76'0"
The Addison
MH AdvantageManufactured

Estates Series / The Belle

Built by: Southern Estates
3
2
1560 ft²
32'0" x 52'0"
The Belle
MH AdvantageManufactured

Estates Series / The Harlyn

Built by: Southern Estates
4
2
1859 ft²
28'0" x 70'0"
The Harlyn
MH AdvantageManufactured

Estates Series / The Rylie

Built by: Southern Estates
3
2
1817 ft²
32'0" x 62'0"
The Rylie
MH AdvantageManufactured

Estates Series / The Teagan

Built by: Southern Estates
4
3
2118 ft²
32'0" x 76'0"
The Teagan
ManufacturedMH Advantage

American Farm House / The Avalyn

Built by: Buccaneer Homes
3
2
1600 ft²
'" x '"
B5039AFHA - Quality affordable dual section home expertly engineered to maximize space and flow with massive living room, ...
ManufacturedMH Advantage

Admiral / The Knight

Built by: Buccaneer Homes
4
2
1813 ft²
28'0" x 72'0"
B5034ADM - Sprawling family home with four king size bedrooms plus large family room, spacious living room, large modern w...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Bourgeois Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.