Financing Services

Financing Options

Acquiring the right loan for your new manufactured or modular home is an essential part of the home buying process, but the options available to you can seem confusing and limited. We’re here to help—Bourgeois Homes can offer you convenient, flexible financing options right here at our dealership.

The right loan for any purchase

We’re experts in the current financing options available to buyers of manufactured homes and modular homes. These loans are bit different from the options available to buyers of traditional homes, but there are many options available, and each presents its own unique opportunities. We can help you select the one that’s right for you.

FHA loans and VA loans are excellent options for you if you have had credit challenges in the past. Both offer low down payments and low interest rates. We can help you find out if you qualify for one of these programs, and if so, we can assist you in acquiring a loan for your new home that you’re comfortable with and confident about.

Conventional Land/Home loans can be used to finance second homes, and may also to be used to finance modular homes as investment properties. Depending on the value of your loan, you may not need to pay any upfront or monthly mortgage insurance premiums. If you already own the land you plan to place your home on, Construction to Permanent financing can help fund the construction of your home, and save you money on interest.

Get Pre-Qualified to Buy a Home